Mobile Card Readers for Small Businesses UK - Compare Quotes & Save Now

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What is a Mobile Card Reader?

A mobile card reader is a PDQ device that allows you to process debit and credit card payments using a mobile device. It can be attached to a tablet or a smartphone via Bluetooth or a headphone jack.

It works with a point of sale (POS) app that enables you to accept card, contactless, and mobile payments from anywhere.

It works with a point of sale (POS) app that enables you to accept card, contactless, and mobile payments from anywhere.

For UK retailers, we have listed five leading POS mobile systems and native apps. Each of these platforms offers unique features and ensures smooth transactions.

  • ConnectPOS
  • Square
  • Lightspeed
  • Epos Now
  • TouchBistro

Learn how to find the right mobile card reader for your business. Select the machine that meets your specific business needs, like preferable payment methods, ease of payment, and transaction volume.

Range of Card Transactions

Mobile card machines can be used for the following types of card transactions:

  1. Contactless
  2. Chip and Pin
  3. Magstripe

Mobile Card Reader vs Traditional PDQ Terminal

It’s easy to confuse a portable credit card machine, with a mobile card machine (aka mobile card reader). Traditional card terminals are connected to the server via GPRS, landline, or an ethernet cable. They can only be used within a certain range.

However, these differ from the new mobile card readers that connect to a smartphone or tablet in the following ways:

Feature Traditional Card PDQ Mobile Card Reader
Connection
  • Connected via landline, Ethernet, or GPRS
  • Limited to premises of the base unit
  • Utilises Wi-Fi or mobile network
  • Not limited to the base unit.
Size and Portability
  • Bulkier and heavier
  • Can appear dated
  • Lightweight and compact
  • Easy to transport
Cost
  • Monthly fees for data connection
  • Rental costs
  • Cost ineffective for businesses with low volume of transactions
  • Requires a one-time payment
  • No monthly fees
  • Cost-effective for all business sizes

How to Use Mobile Card Readers

To start accepting card payments with a mobile card reader, simply:

  • Sign up with a mobile PDQ machine provider and purchase your mobile card reader.
  • Download the provider’s recommended app onto your smartphone or tablet, and log in using the credentials you received during registration. These apps support both iOS and Android devices.
  • Pair your mobile device with the new card reader via wireless or Bluetooth, following the instructions provided in the app and the manual that comes with your card reader.
  • You’re now ready to process your first payment with your mobile card reader.

How to Accept Payments with a Mobile Card Reader?

To begin accepting payments with your mobile PDQ machine, follow these steps:

  • Input the transaction amount into your card payment application.
  • Use the mobile card reader to process the payment, selecting from chip and pin, magstripe, or contactless options.
  • Have the customer enter their PIN on the mobile payment device if required.
  • Decide on delivering the receipt by printing it out or sending it digitally via email or SMS.

How Secure are Mobile Card Readers?

Mobile card readers offer high levels of security, making them a reliable option for processing payments. Here’s why:

  • All data from debit or credit cards remain encrypted during transactions, preventing unauthorised access to sensitive information.
  • Sellers can’t see account details, and customers only input their PIN after their card data is encrypted.
  • Look for reputable mobile card reader providers that adhere to the security protocols, including OWASP and PCI DSS (Payment Card Industry Data Security Standard).
  • Providers with PCI certification and the EMV (Europay, MasterCard, and Visa) seal offer additional assurance about the network’s security and the device’s safety.

How Much Does a Mobile Card Reader Cost?

The price of a mobile card reader (mobile PDQ machine) depends on many factors, including; 

  • Mobile card reader provider you choose. 
  • Type of mobile card reader you need.
  • Any additional services the provider offers.
  • Number of mobile PDQ machines you need.
  • Whether you decide to buy or rent a mobile card machine.

If you are deciding to get a whole POS system, then the cost of other components such as a receipt printer, cash register, and barcode scanner will also be included in the overall cost of switching to taking card payments through a mobile card machine. Similarly, if you don’t have an existing merchant account then you will have to pay for one.

ComparedBusiness has expertise in providing the right mobile card machine solution according to your business needs. Just fill out our form in under 2 minutes with your business requirements, and we will send you detailed quotes from top mobile card machine providers in the UK for you to choose from.

We Help You Get Mobile Card Readers for Every Type of Business

Retail

Mechanics

Restaurants

Bars & Clubs

Leisure Clubs

Plus Many More

Benefits of Using Mobile Card Readers

  1. Increased security

Mobile card readers are designed with security in mind. They keep your customers’ information safe by encrypting data during transactions. This means that sensitive details like card numbers are protected, which reduces the risk of fraud.

  1. Affordable costs

One of the biggest advantages of mobile card readers is their affordability. You don’t have to worry about high upfront costs or monthly rental fees. Most mobile card readers only require a one-time purchase which makes them a budget-friendly option for small businesses. 

  1. Easy to Use

Mobile card readers are straightforward to use. You just have to pair the device with your smartphone or tablet, and you’re ready to start accepting payments. 

  1. Flexibility

Flexibility is another major benefit of mobile card readers. They allow you to take payments anywhere—whether you’re in your store, at a market, or on the go. You’re not tied to a fixed location, so you can meet your customers wherever they are. 

  1. Faster Checkout

Speed is important to providing a great customer experience, and mobile card readers help you achieve faster checkout times. They process payments quickly, which means your customers spend less time waiting in lines. 

Why Compare Mobile Card Readers at ComparedBusiness?

At ComparedBusiness, we don’t just compare, we help match your business to the top card reader providers for your unique business needs.

 

Join businesses who have chosen us for smarter decisions.

We help you identify the most cost-effective solutions quickly.

We connect you to top card reader providers ensuring you get the best service.

Catering to a Diverse Range of B2B Business Needs.

FAQs

ComparedBusiness will do the work for you to save your time and money. Just submit your business requirements in under 2 minutes, and we will get back to you with top Mobile Card Readers Quotes. You can compare and choose the best option for your business.

Transaction speed can vary depending on machine type and location, on average a standard transaction can be approved within a second.

Yes, although it depends on the providers. Some providers allow custom branding of your mobile card machine to help you explore options for a personalised touch.

Choosing the right mobile card reader depends on your business needs. We at ComparedBusiness can help you choose the best mobile card reader for your small business. Just submit your business requirements and ComparedBusiness will get back to you with detailed quotes from a list of mobile card readers in the UK.